I have no intention to return to a job, but I am feeling the urgency of getting into the next rehab soon, since that is paying the bills now.

Refuse to classify it as a failure, follow you're heart, catch your breath and come up swinging.Key ingredients to success are free.Hard workBelieve in yourselfpreparationfocus on key issuesbe decisiveplan and organizetake immediate action to solve the problemcounter negative thoughts with positive onesout work, out think, out tough the competition.visualize successshare concerns with wifecount your blessingsexercise your mind, body and spiritfeed your mind, body and spiritseek advice from outstanding peopleconsult skilled advisorsshare concerns with a close frienduse mental toughnessread about successful peoplenetwork with successful peoplehave strong faithpray....excerpt from one of the books I'm just about finished reading.

I purchased a Condominium here in Houston this past July with the intent of living in it and renting the other two rooms out.

It also establishes procedures for the landlord’s disposition of any personal property of the tenant that remains in the dwelling unit after the tenant has abandoned the dwelling unit.And here's the exact verbiage of the law:Section 375.10 Abandonment of Dwelling Unit by Tenant; Landlord Remedies (a) For the purposes of this Section, "abandonment" means the tenant has vacated the dwelling unit without notice to the landlord and does not intend to return, which intention may be evidenced by the combination of the tenant’s removal of substantially all of the tenant’s possessions and personal effects from the dwelling unit plus one of the following: (i) nonpayment of rent for at least two months, (ii) termination of the utilities to the dwelling unit at the request of the tenant, or (iii) an express statement by the tenant to the landlord that the tenant does not intend to occupy the dwelling unit after a specified date.

However, I can also see that a lender would say the intent is there and that the conditional aspect is easily met.

Article 25 defines a real estate broker as an individual or an entity, who with intent to collect or receive a fee, compensation, or valuable consideration, sells or offers for sale, buys or offers to buy, provides or offers to provide market analyses, lists or offers or attempts to list, or negotiates the purchase or sale or exchange or mortgage of real estate, or negotiates for the construction of a building on real estate; who leases or offers or rents or offers for rent real estate or the improvements on the real estate for others, as a whole or partial vocation; who engages in property management as a whole or partial vocation; who sells or offers for sale, buys or offers to buy, leases or offers to lease, or negotiates the purchase or sale or exchange of a business, business opportunity, or the goodwill of an existing business for others; or who, as owner or otherwise, engages in the sale of real estate as a principal vocation."

I do know from talking with many VP's at banks for commercial loans that for residential or other types there are many banks with crud on the books.With regulators breathing down their necks the last thing they want to do is take an oddball loan to the bank committee to vote on.

In your email, while I do believe after reading it several times that this was your intention, it does not come across this way.

Then take a deep breath and take the doggone plunge.It will change your life.Good luck, Linda!

At least that was the intention, and was able to get a low interest HELOC to finish it with sweat equity after we moved in.