If you can't point to a specific event (day/time) then there is a good chance your claim will be denied.

So, my guess is they already got denied any HAMP modification if there is an auction date in two weeks.Third - You said the owner declared bankruptcy.

Its basically a little game where you have to feel it out with the seller to see how low you can go on the contingency without having the offer denied.

I sent this to Wells Fargo and they denied it, tried again with Citi at 10% (WF's maximum payoff) and they countered at the same payoff.

Everyone told me not to use WF. My bad.. The issue is unknown... they actually never bothered to notify me. My realtor did. I think it was because the loan amount is too low..22k. Waiting to hear Monday what they s...

It seems easiest for them to blame the bank, rather than themselves for denying the letters.

Why exactly were you denied the conventional loan? 

There is absolutely no denying that fact.

Sorry about denying you a the colleague request, I wanna make sure you're gonna stick around before I accept it :wink:

I’ve been able to find wholesale deals with $50-70k of equity in the property at closing.My broker literally said he wanted to deny us the mortgage and buy it himself it was such a good deal!