Here is the situation:I am an American citizen living in Japan who owns 5 single family properties in the US.

My wife and I have had our first child (he is two now) and we are outgrowing our house.

It can be a very powerful strategy that when used properly will allow you to secure higher returns for your IRA dollars.The leading lenders who offer such non-recourse loans at the national level include:First Western Federal Savings Bankwww.myiralender.comNorth American Savings Bankwww.iralending.comThere are some others on a local/regional level.Because the lender's only security is the property, the terms are a bit more conservative - typically 30-40% down and 10% in reserves.  

I'm also not sure how you could possibly assess the amount of effort I am willing to put into my future based off one comment I made about preferring to stay close to family - the family who by the way happens to be my 70+ year old mother who moved to Charlotte solely to be closer to me, her only child, as she ages.

They started out as American community bank, then purchased by Yadkin valley bank & trust which changed their name to just Yadkin bank.

Tenant never let me in and said child is sick and may get affected if someone looks at AC and she has to visit dr etc. 3 days passed by and I touched base again and asked what happened.

, visit the entire lineup of American national parks, start a conservation- or education-focused business (probably something online or with a small, local reach).TL;DR - I want to attain financial independence so I can more easily do the things that make me happy.

Great for relationships.Check out Marquette Bank, US Bank, First American..You are probably looking at doing a cash out refi

However, some property owners have a huge Federal lien, child support lien, HUD second lien (loan for remodel or extensions) or an abstract of judgement against them.

The economy tanked and I just had my fourth child.