You expressed a ton of humility in handling harsh criticism from strangers you were vulnerable in asking to help when you knew you messed up.

I don't know how much anyone cares or thinks it matters, but that's an unusually high amount of mortgage business concentrated in that area (does this make the area unusually vulnerable to mortgage rates going up and/or real estate cycles?)

I think the fact that they have 3 little girls makes them feel more vulnerable than if you are just a couple or a single guy.

Better ask how many ways are you vulnerable. 

Next downturn won't be likely anywhere near as bad but I could see them being more vulnerable than L.A 

@Rick Pozos, I'm developing some content for which I'm doing a vulnerability analysis of Subject To and other types of deals.

It seems to me it’s all about the volume and I think they are very vulnerable to any market slowdown.

@Darren Budahn Do you know if you are vulnerable to being sued if a tenant injures themselves on your property due to snow or ice?

Statistically, an abused woman is at her most vulnerable to serious injury or death is when trying to leave. 

lolIt really is preying on the naive and vulnerable.