It runs differently, and, if you are taking other people's money, you had better know exactly what you are doing.I'd recommend stepping up to some formal education. 

The Pros are that 1) he does not ding your credit by checking it, 2) he does not saddle you with the debt, 3) you build a relationship with him on paying on time, so that he may wish to sell the property to you at a later date, formally where you take out a loan.

The reason for this is HI is a judicial foreclosure state and it takes much longer to foreclose than CA which is a non judicial foreclosure state.

She sent a "formal request" for her money claiming that I didn't spend 6 hours.  

I’m pre qualified @70K based on income and OT, but I don’t think I have formal preapproval.

The fact that you declined someone is a risk by iteself, legidimatly or not - if you never formally decline anyone, you eliminate the risk.

This can be prevented if you have special language in the Notice to Quit, which language IS NOT included on the form on the judicial website.

Refunding the application fee also helps to avoid push back or even worse, a formal complaint based on real, perceived, or imagined discrimination.

Yes I'd work with him tell him you want partial payment tomorrow, and get some money on the books,, I'd still give him the pay or quit,, tell him this is formality that you are willing to work with him but if things fail you will be left with no resort if he does not pay or agrees to vacate by end of month,, And remind him Dec rent is coming up.. 

This eliminates the need for the claimant to formally file a lawsuit to trigger insurance coverage.