maybe im shallow and insensitive.

I'm not sure what you mean by "poor families," but if you're talking about families that can't afford a mortgage payment or don't have good enough credit to qualify for a mortgage, I'm not sure they can benefit.Not to be insensitive, but it's those families that couldn't afford to buy a house, but tried to anyway, that are responsible for much of these foreclosures you're referring to.My best advice for achieving home ownership is the same as it would have been before this mess -- bring your credit score up to at least 700, save a downpayment, and ensure your monthly income is more than enough to cover your mortgage and other expenses.Anyone who does this can certainly reap the benefits of this current situation...

Please forgive me if this letter is at all invasive or insensitive.

Please forgive me if this letter is at all invasive or insensitive.

While we don't want to be insensitive, we also don't want to wait too long and find out that the family has already involved a realtor.

Their communication has continued to be horrible and in my personal opinion they’ve been quite insensitive in their responses to investor concerns.

We have noticed that now, as things have started to "normalize" our sellers are back to their normal level of interest in selling, because they own quality high yield properties that are pretty insensitive to market volatility.

My thought is you can't evict in OR right now, so it doesn't make sense to be insensitive, adding stress to the tenant, and sour the relationship trying to get money they don't have. 

Am I being too aggressive or insensitive?

If the seller tries to back out of the contract because priorities have shifted - not to be insensitive - but we have spent a lot of time and resources on this project - what are my options.