Hold your camera in landscape direction (horizontal) so the photo will match the aspect ratio.  

I would be more concerned about what caused the mold especially how it has almost a straight line horizontally across that wall. 

Verse a fresh small horizontal crack in a basement wall indicating that the basement wall has started moving which may continue to move until it is stabilized or the wall fails.

@Scott Choppin  we pay cash for the dirt then only borrow vertical and horizontal.. 

I have one in Oregon that is just under 10 million and typical hard money rates are being quoted.. however frankly if you still cant make nice profit paying for HML or private money then the deal is probably to tight. if your talking 10 points and 20% then ya that would  be a little bit high.but 2 to 5 and 10 to 14 is in the all park.. for a HIGH risk horizontal loan.I just did one personally ( i was the lender) in Orlando and we were up there on the top end of what i am talking bout 30% apr  but the developer snag a great deal and will still make a few million on it while paying me 100k for a 700k loan he used for 7 months.. that seemed fair all around..

All the horizontal development?

Soft and horizontal up through foundation.My capitalistic decamillioniaire likes 3pts, 8.5%, 1yr flips, 70% PP, 70% rehab and he has to approve the deal.My brother, mother, uncle, cousin, bro in law and other true friends I don't know their criteria because I value our relationship above another deal. 

If there are roads or utilities completed (horizontal development) were all those contractors paid? 

Generally speaking your bedroom needs to have at least 70 square feet of floor space (if more than one occupant in the bedroom need a minimum 50 sq. ft. per occupant), ceiling needs to be at least 7 feet tall, can't measure less than 7 feet in any horizontal direction, needs a heat source, a light source, an emergency/rescue opening, its own door (can't access it through another bedroom), and many people will say it needs a closet (the IRC doesn't have this requirement, but many appraisers use it as a bedroom requirement).If you want to read through the code yourself, I've copied it below:IRC- SECTION R202 DEFINITIONSHABITABLE SPACE.

You would need 3 grab bars by the toilet - 36" behind the toilet, 42" to the side of the toilet ( usually at around 34" from the floor- horizontal) and one 18" that is vertical on the side of the toilet just above the 42" one.