You'll be an amateur landlord dealing with professional tenants where the rules are in their favor.

If you can convert your mortgage completely into a HELOC that could help your situation but it comes with major risks as well which you should learn before making any kind of move like this.One consideration, which may not be favorable, is to just consider renting if it's cheaper than your monthly mortgage now.

Zoe, this tenant did you a big favor.

There are a lot better ways to fund college in a tax favored environment than 529s.I can share more if need be.

Portfolio loans are more expensive and have less favorable terms so it puts more pressure on the cash-flow.

To accomplish this without having to pay the additional foreign filing fees you would just nest the properties into land trusts.Land trusts are also very functional because they will streamline your investments for estate planning, add an additional layer of anonymity/privacy when formed by a knowledgeable attorney and allow you to retain favorable financing options.This is not legal advice, just  my opinion as a real estate investor.

I have 4 properties currently in Augusta which have appreciated in some fashion.

Hello @Greg Lindor there are many favorable opportunity zones in Miami/Broward particularly in the Little Haiti area look very attractive to me as a multifamily investment were there is already a big amount of investment going on.

While in most scenarios, it is the least favorable option, in some scenarios it is advantageous.

im a bay area native. i actually reside in san jose. and i woud not invest in the bay area unless you come across a deal that make scene as far as a return goes. rent control, majority of the laws are in the tenants favor in California. it can literally take 6-8 month to evict a tenants  ( if they know the law). not to mention high property taxes.