I suggest reading the actual guidelines which you can find online.

I'm new so i'm open to any sound advice and suggestions on what I should do to change deal or to move on to a different deal all together.Thanks for the help to anyone who replies :)*This link comes directly from our calculators, based on information input by the member who posted.

Any suggestions or strategies so I can get into the market sooner than later.

I would STRONGLY suggest you talk with your real estate attorney before doing anything.

My suggestion to you would be to consult with the local building department. 

You may want to share the story with the case worker who could suggest she port to a different market.I had a similar situation, but not nearly as bad as yours.  

I feel this may be the only way to afford a home in California..If you have any other suggestions I have not listed here, please advise!

Bob, thanks for your reply, at what point would you say the tipping point is for adding a part time Bookeeper in the future as you suggested?

I would suggest calling a few Realtors and ask them to give you a valuation, or atleast pull a few comps for you.

Thanks in advance for any advice or suggestions.