Then I settled in for the long task of really reigning in my budget, improving my credit score, and paying off debt.  

The roof, sagging floor, and electrical improvements i cannot do.Thanks guys

To answer your question, the area is already pretty established, it does not have much room for improvement.

DOES ANYONE NOW ANY PRIVATE LENDERS THAT WILL GIVE YOU A LINE OF CREDIT WITH A 602 CREDIT SCORE.TANYETTE WIGGISON

There were portions that I liked and portions that I thought could be improved upon.I believe that group cohesiveness and openness are two keys to creating the best environment for people to interact whether they be someone new to REI, like myself, or the most experienced member of a meetup.I am curious...What in your opinion makes for the most optimal meetup?

So now I'm calling all the QuickenLoans and Loan Depot's of country and no one will touch it because: A) Its not my primary residence B) I haven't owned it for a year C) The private lender isn't reporting the monthly payments to a credit bureau so I don't have a verifiable proof of payment D) Been doing AirBnB, so no lease (if I wanted to get 2nd home or rental property financing)Solutions I'm aware of: 1) Most loan officers have suggested I call a local credit union, which I have done> The credit unions are concerned because it's not my primary and I don't have  lease in place with proof of payments via bank statements.

We also have a 4.5% interest rate and a credit score of about 750. 

That will improve your credibility too with whoever you're working with and show them that you know what you're talking about.

There is plenty of cheap inventory in Torrington and Winsted, however it is a bit rougher of an area and honestly does not look like it will be improving in the next 5-10 years.

I would suggest you go and talk to a local credit union or bank.