No insurance contract pays if you violate laws, it becomes questionable if they insured it and you didn't do the work, but may state that the property must be in compliance with applicable codes.Yes, if you aren't up to fixing it, probably best to avoid problems. :)

First off, you brought up an old post from the dead and laws have changed, so if you have a question as to a L/O, might look at more recent posts and post a new question.No idea why hitting enter for a new paragraph would post this, so having to continue as an edit!!!!!

I am being VERY CAREFUL about advertising it since we all must be careful regarding fair lending laws (I won't even go into the Safe Act here).

Well I wish you would have posted here BEFORE closing them out.Length of credit history in good standing DOES affect your credit scores.If you have other credit that has a long history it shouldn't affect you that much.If however closing the 3 credit cards with 7 years of history you know only have a few credit lines with only 1 year or 2 of being open that is not great.In the end it shouldn't hurt you too much.When they made the new credit card rules last year or was it the year before credit card companies raised interest rates and annual fees from no fees.So what happened is the great credit people lost benefits because Obama wanted people with bad credit to not be taken advantage of.The credit companies simply restructured to make the same money.So A law passed that had good intentions but was misguided.The government believes when they pass a law people or companies will just take the loss but it never happens.So in the end these laws are just spinning wheels and not doing anything.I know many people who have closed their accounts once interest rates go up or annual fees are imposed.The downside is people want to maintain credit but some credit companies have been closing accounts if you don't use enough and they make a certain amount of interest off of you.It is getting rediculuos.

There are state laws that state who gets what if someone dies intestate.

You know my partner (and brother-in-law) Tom Cullen.

Or does the choice of law trump case law type rules?

This house has a second apartment, or mother in law suite, attached to it.

John,Not sure what what your laws are in you neck of the woods, but around here, the only way they get interest is if the deposit is higher than the monthly payment.

About a month later the same exact quit claim deed (indymac to deutsche) was filed for a SECOND time by another law firm, different than the one that initially filed the QCD from bank to bank the first time.