I recently installed a high efficiency hot water heater and furnace in a single family home in Western PA, I called the building inspector to ask what permits I needed, and he could care less about permitting for it. 

I have worked with Darlene off and on for 20 years, so she has seen the highs and lows.

You have a high-earning job for a 19-year old so keep banking the money and don't commit to a property out-of-state until you know where you are going.

Hunter,Property prices are pretty high but there are plenty of deals to be found.

Personally I can’t believe she found you a “high end” property that would let you sublease.

Your risk profile on this would be super high with no upside.

I'm happy to answer any questions you have about those, but I would highly recommend those as a starting point for many reasons.

I found it to be so powerful that I made my own and it worked well. 

Trusts are typically done as part of a full estate plan that includes other documents to cover you in different situations like Wills, Powers of Attorney, Advance Health Care Directives, etc. 

Banks and CU have something called "High Cost" rules which means a mortgage under $75K generally is not large enough to include or finance their hard costs plus fee's.Some DSCR lenders offer a $75K minimum after down payment but rates are usually above 9.75% even with good credit and carry a 2-3 year prepayment penalty.