Millions of homeowners would then be underwater on their mortgage - owing more than it is worth - and would likely foreclose / declare bankruptcy, creating a credit crisis, unemployment would spike to 10%+ and on and on… No, no the price of homes, and really everything we pay for, is here to stay.

Ive been investing for a few years now and have 3 properties which are STR's and all cash flow.I own all these properties under my LLC which is the holdings and operating.I have a bank account with Chase where all the money from these rentals is deposited which is under this same LLC and I am a single member.Now that I am getting ready to graduate college and take investing more serious what is the best structure for me?

Max LTV should be 75%LTV based on the basic factors, credit & DSCR. 

Hi @Adam Davis,While you may not qualify for a conventional loan, there are non-qm loan options that can go off of your bank statements and credit score without having to verify your tax returns.Your thought of getting the loan and only paying when the house sells is not an option.

I do my due diligence on Kevin (and his girlfriend) and he has zero evictions, zero criminal history, great credit score, referrals etc... ticks all the boxes. 

What documents do they require, what credit scores do they allow, how do they verify previous rental history, etc.?

Around September 30th I started receiving questions and was informed that there was a problem since I didn’t have the amortization schedules for my for rental properties from my previous accountant.

Account Closed  regular doorbell? 

This is a typical operating expense you need to be accounting for in a cold weather market like Cleveland.

It can be really smart to get a good accountant that likes tax strategy and look at all investments in your life.