I do this because I have more cash available earlier: you can use all $29,000 now for one house, or you can use ~$7,500 and get a loan for the balance, allowing you to keep the extra cash for additional properties.Remember: The numbers have to work for the deal to be a good one.

Like elsewhere, there is alternate lending available, but there are experience requirements and you will be looking at a higher interest rate.Your best strategy would be to network and perhaps JV with one or more investors.

@Bill Gulley no doubt will add more detail if he's avail.

I want to continue in the rental business but I want to expand and start doing flips as they become available in my area.

Maybe I am just getting a head of myself, I know we still have a ways to go before we get to this point and maybe there are reasonable health care plans available for those who work for themselves?

It seems to be a better approach to start off month to month, but I want to avoid good tenants moving out on me within a few months of renting a property just because that option is available to them.

foreclosures are auctioned to the highest bidder and not available for purchase through MLS.

There is plenty of free information available and plenty of people will to share their advice.I used to live in Ithaca, NY and I hope to some day invest up there.

I could avail myself to help you look over things in counties that are online if you need or want the help.

I figured I'd ask to see if the house is still available and to my surprise it still is... this might mean that its not a deal but that's why I'm asking you guys for advice...It's currently listed at $399,000(she said its listed higher on the MLS) and it states that its 15% below market already..