UCLA Anderson School researchers said back in 2015 that SoCal was about 50% into it's appreciation phase and expected a return to more normal appreciation after that point.

@Michael Delpier i like your response, and same goes for me.being a 43 young male i feel that doing the job that i had ( transport truck driver), i wasn't contributing to my community, or using enough quality time with my family.Building my real estate has lead me towards becoming a real estate sales rep and not having to work 16+ hour days , my wife is currently involved in this path with me and now my siblings are also getting interested in how our path is planned out, instead of working for someone else, work for yourself, i always remember this statement that i heard when i was in high school."

I went to infantry school there.I am a lender here in Chattanooga.  

There is a way to count schooling as part of your "work history" if you transition right out of college into your prospective line of work because then the lender could state a case and use that history and your "future projected income" for qualification.

I am doing this for them, so that we can be together as a whole and I can raise them myself rather than how society seems to be raising kids these days with television and school system.

I've spent the last several years studying to apply to pharmacy school, and have come to the realization that it is not what I want to do for the rest of my life.

You said both the agent and the BOSS said it was required to have a deposit put in with the application. and that "some lady" who was probably only a receptionist said it wasn't required. so that makes both the agent and the boss liars?

I am a little low on rent because I rented it in the off season for school semesters.

The schools have been bad for a very long time.

The homes are very nice, tons to do, great schools, etc...