Plus I'm going to bet you've paid off part of your mortgage. 

SmallChange is probably your best bet if you are wanting to raise capital from non-accredited investors also, provided your project has social conscience and meets their impact investing standards.  

Your best bet will be in small to medium size markets in the midwest and east coast (for example Illinois, Indiana, Ohio, Wisconsin).

I won't be able to get an FHA loan, due to the circumstances involving this property having " 2-units " , and there not being any other 2-unit or similar properties in the area to compare it to for comparable salesSo the Lender I am working with, said that my best ad ( only ) bet, is to go with the 5% down conventional loanI just received in the mail yesterday , my credit score report, and the medium score of the 3 , is a 670As to having the sell pay for the down payment, I just wasn't sure If my mom ( who is the Trustee of this property ), could pay for the 5% down payment ( Out of the Trust ) ?

I bet you can find a Realtor willing to go through the property and give you an opinion of value for a flat fee  and you would pay that fee.  

My bet is the people who dogged homestead were either older folk who only know the area as the "place that used to be nice during the steel mill era" and are used to the "good ole days" or others who just don't live here or ever really gave it a chance.  

Really your best bet is to convert the top two floors to residential.

Grant sounds like a smart guy, he's good at marketing I'm sure.He has no prior finance or mortgage knowledge, his 20 hour class and on the job I would bet is all he has.

Reed, another guru I think, but he lists the law suits, bankruptcies and jail time these thieves have.IMO, and yes, I may have a better insight to some areas of this, these educational information types are being examined, in time I'm betting there will be oversight as to products advancing systems, strategies or methods of conducting business.

My bet is that you just chalk up the $200 to a lesson learned.