@Richard Goore If you decide to go the route of a DSCR loan make sure you shop around a bit with different lenders.

Even though the world is different now, our brains aren't. 

Its not much of a difference and I would recommend going with 5% down conventional as there's less restrictions when you decide to leave the property and no upfront mortgage insurance. 

I like two different title companies in Texas. 

Video Tours and Live Streaming:  Offer live video tours or virtual walkthroughs of the property, allowing out-of-state buyers to view the property in real-time and ask questions remotely.Combining these methods, sellers can effectively market their property to buyers in different states, maximizing exposure and increasing the likelihood of a successful sale.  

I can prove that I had about 100 emails back and forth with different lenders and I also have a denial letter.

Property Class will have an impact on this, see below:When investing in areas they don’t really know, investors should research the different property Class submarkets.

But a CRT simply to lower your tax bill will still end up with the bulk of the benefit going to the charity not you.These trusts are basically large properties in all different sectors that are owned in a trust structure originating in ...wait for it...Delaware. 

Now the scenario is a little different- I welcome any suggestions and advice. 

Duplex have different zoning that may permit additional units.