Thats basically retail these days for something that isn't absolutely perfect.To me, your best bet is to try to sell this to another owner occupant.

@Jay Hinrichs - To be fair, I do not know where many 2% deals are located and I would bet that most are found through direct mail, tough digging, great negotiating as well as really good relationships with those that helps find those kinds of deals.That is for the true 2% deals that actually perform.I now know where you are coming from on the ghetto type houses and the 2% "on paper" deals and those can only be achieved at super low prices, IMO.  

Some of these you could do now, some you might want to safe for when you have a larger budget, but here are a few ideas that my clients use:Signage: Bus SignageBus Bench / Stop SignageCar MagnetsBumper StickersBillboards / at Local Sporting Events Internet: MLS (Realtor.com)Lead Generator WebsitesFSBO WebsitesPrint MediaDoor HangersFlyers Around Town w/ Pull TabsBusiness CardsValue Pack CouponsCoupon SaverPizza Box AdsAD Placement in:Church BulletinsLocal Real Estate PublicationsLocal Business JournalsTV/Radio Commercials on TV StationsCommercials on Radio StationsCold Calls/Direct Mail Campaigns to Property Owners: In Pre-ForeclosureGetting a DivorceWho Live Out of StateWith Low End Rental PropertiesWith Vacant or Rundown PropertiesWith Building Code ViolationsWith Health Code ViolationsWith Fire Damaged PropertiesWith Delinquent TaxesWith Expired ListingsWith Single Family Rental ListingsIn ProbateEvicting TenantsNetworking with:Bankruptcy AttorneysProbate AttorneysReal Estate AttorneysInsurance AgentsOther Wholesalers Real Estate Investor AssociationsTax Lien OfficialsContractorsProperty Management CompaniesDevelopersREO Department of Local Banks MailmanCity OfficialsMoving CompaniesBuildersMarshallsBail BondsmenAgain, don't try to jump into everything right now but copy & paste this list somewhere.

We try to weed people out with the info we have before spending money - we use a point system to grade the info on the application against our criteria, we do internet searches on Facebook and for mug shots, and make phone calls before spending money.  

It'll match the existing bathtub and it works for our needs.If you have the money try and match the tile, if not shower board may be your best bet. 

Keep in mind i am open to all forms of investments; real estate, internet marketing, etc.

Thanks, LuAnn Quicbooks or an excel spreadsheet are your best bet.

I guess in less developed places people have not started turning things into electronic version and putting them on Internet!

This is the best site on the internet for REI.  

In the end I decided to close on the HELOC anyways, but it was a good learning experience and the next time I do it (probably within the next 6 months on a foreclosure I just bought as a personal residence) I'll be sure to do a lot more shopping around.I think your best bet is to look for a local portfolio lender as mentioned above and if you're not ready to pay the prevailing rates for that kind of money consider going back to work full-time for a few more years as you complete a few more deals and build up your track record with the intent to find private partners etc.