As an individual or first-time investor- House Hack, lower interest rate/downpayment programs, local market knowledge, Rent a room, STR your house, Military BAH payments, etc.B. 

@Irene Morgovsky what you are experiencing is that rents do NOT increase linearly with property values.Or look at it another way, the pool of renters that can afford higher & higher rents, shrinks faster than a corresponding pool of buyers.You could look into making it a short-term rental to try to improve rental income, but:1) Is it allowed in that area2) STR rates are coming downYou may have to accept "negative income" or sell.

Great point on the differences it can make wrt the more complex structures.

Always prioritize protecting your interests—one misstep can lead to significant consequences, especially if someone employs a predatory attorney.

One has a low interest rate loan and the other does not.  

They are a great option for situations like the one you described. 

Owned under our names, bought in 4/2023 for 110,000 (placed 25% down; interest rate 6.625%)  ; current Zestimate of 123,000 (very low appreciation, but currently cash-flowing long-term rental).

Depends on the cap rate you are looking for.

As of right now, the rate is at 9.6% with 0.125 lender credit with us.

(ICF Global Coaching Study (2019): Rates and trends for coaching in high-net-worth areas.)