My water/sewer usually runs about 225 for our lower unit of a duplex.

There could be involuntary liens such as code violations, water and other utilities that survive foreclosure  and are not necessarily recorded 

Still have to account for appliances and hot water heater 12 years,hvac 20 year, bath and kitchen remodel 20 years,etc.

Prop. 15 though seems quite necessary to me although maybe also not the best solution.The state has two related problems that need to be solved:1) California has developed unsustainably for decades (often through federal government largesse), overbuilding public infrastructure such as highways and sewer/water lines.

Properties on or near the water (TN has gorgeous lakes & rivers) are hot as people edge away from big city & Draconian Covid restrictive lifestyle.

p=201149401Philadelphia Storm Water: GENERAL STATE AUTH (owner) | Account Holder: IWANIATYN LUKYN & AAccount Number: 025-53860-01842-001https://stormwater.phila.gov/parcelviewer/parcel/388457L&I:GENERAL STATE AUTHhttps://li.phila.gov/#summary?

The house had a water leak and is in bad shape.

I hope you're good at snaking drains, fixing electrical, fixing water leaks, etc...at 4am and on Holidays (don't make family plans). 

Question for my lender friends, how do I get a HUD waiver that permits the septic tank to be "only" 76 feet from another water source?  

We have $400+ water bills whereas they are usually $160-ish.