For example Houston is the 4th largest city in America and it is now the most diverse city in America and elected the first openly gay mayor of a major city.

Nothing worse than a nervous over analyzing investor looking to buy a 50 to 150k rental prop some where in middle America..  

Bottom line is, the OP asked about solving the housing crisis in America.

Kyle PotswaldCitizens, first position HELOC CMG Financial 70% LTV CMG Financial in Idaho will do 100% on owner occupied.Coastal Federal Bank of NCConsolidated CCU, high LTV NOO LOC, OR, WAEast West Bank, up to 60% LTV with "no docs” San Fran CA areaFigure 80% on a rental, not in LLC Finance of America, 95% CLTV, second home only, 680 FICO, not TXFirstBank CO and AZ 75% LTVFirst Florida Credit Union FLFirst CommonwealthFirst Midwest, IL up to 90% Chicago areaFirst Tech Federal.

I think the issue is with the seminar format itself, and that anyone with a dollar is allowed in, but then again this is America, and if you have that Dollar and want to use it to learn as much as you can that's your right.The seminars just pull money in, in a different manner than the colleges.

Then he used the rent to travel all the way to the southern tip of south America.

America!!!

Either does that 4 states out and mostly does it in middle America.

In America, the big bucks are in selling drugs.

My city was voted in the top 10 most affordable beach towns in America.