If it's something that could have a major impact on the deal, you could use an amortization table to find the balance.

It could also have a negative impact on your relationship with the lender, which can be really important in this space. 

At this point, we felt bullied and decided we would cease communication other than through Airbnb because of the lack of respect from the guests.In the interim, we braced for impact as we felt the bad review was headed our way.

For insurance, yes, having umbrella liability would be desirable if your asset can support the additional OPEX (operating expense) without significantly impacting the financial returns you and/or your investors desire. 

@Curtis HallenbeckKeep in mind that in order to take a distribution or loan under the CARES Act you must have been impacted by the virus in one of the enumerated ways & your current account provider must allow you to take a CARES Act distribution or loan.

My second property of June of this year was a combination of my mother-in-law providing me a loan for rehab costs and downpayment and the owner holding papers thanks to the book "Investing in Real Estate with No (and low) Money Down".I've never gone this specific route before of looking for private lending outside of immediate people I know but I'm realizing the impact this can have on my future in this business.

I currently work a job that pays very well, the only issue is that I have lost interest in it and it has had a negative impact on my life recently.

I'll just stop using Zillow.If it impacts my business too much, I can always load properties into the MLS and publish them for free that way.I think this is going to hurt Zillow because there are too many free options available.

Google is moving into Durham as well, and will be looking to build a permanent campus in the next few years.

But your desire to do a 1031 really doesn't impact the situation negatively.