So if you have had a room mate for the previous 12 months who payed you rent and they are moving with you to the new place then you are in business.That same home ready loan will even allow you to count income from a mother in law unit towards qualifyingIf you're buying a multi unit property almost all loan programs will allow you to count a % of the expected rents from the other unit(s) towards qualifying.

I have a somewhat related question, I have section 8 tenant that has her mother living with her (with my permission, btw). 

Maybe even think about a single family home with an "ADU" (aka mother-in-law suite or garage apartment) and that might open your choices up more.

go and borrow from his Mother, I don't think so..

Necessity is the mother of invention... 

I was looking for a multi family home or one with a mother in law suite. 

I also had these interesting combinations apply:- 2 new grad friends;- a married couple plus a mother and a niece;- 2 brothers and a motherI would much prefer a married couple with or without kids, than these unconventional mixes.

Of course everyone and their mother has their own way and I don’t think there is a wrong way.

I am buying my first house hack.I’m almost at closing and the appraisal says the stove in the mother-in-law suite is not up to code and needs to be removed before closing.Is this whole deal dead?

The biggest problem with TX is that everyone and their mother knows about it, including equity from outside the U.S.