Between ADHD and the memory of a goldfish, organization to me is critical to efficiency and success.

We'll see if that goes anywhere.My back up plan is the same as my primary plan: keep buying property in markets that have a diverse economic base, in an underserved market (i.e. upper end of low income/bottom end of middle income rentals, small commercial properties), for around 70%-80% of what I could sell it for today, and using the 2% rule of rent to purchase price ratio to ensure there is plenty of cash flow where I can handle vacancies, maintenance, capital expenditures, and still cash flow positive.Cars crash far more often than markets, but you still drive, right?

I have a single family under contract that I want to flip.  Quick numbers:Purchase Price: 59kARV: 120Rehab: 23-25kHolding costs, commissions, closing etc (includes hard money payoff): 13kMy hard money lender will do 1...

Just to add to what @Rick Martin said, there are also economies of scale with the commercial building, efficiencies that come with having more tenants in one place.

@Mindy Bowden AWR has a program officially endorsed by the city of Philadelphia at a cost of about $8 a month to ensure your water and sewer lines. this is special coverage negotiated by the city of Philadelphia which is more extensive than what AWR offers in other places.

This is to ensure you are stable.5) They may have "calls", meaning if the bank for whatever reason decides they no longer want to carry your note, they can "call" the entire loan due immediately. 

No doubt you will have to work with a competent title company & escrow officer who knows how to efficiently manage two closings.

Also, I need them to be coin-operated as well.In addition, does anyone know how to make parking lot light use more efficient?

I've never heard of a hard money lender going after anything other than the property in the event of a default and since it's a business endeavor I don't see it affecting your personal credit, but you might want to ask around and get more opinions to ensure that's the case.

I have creatively used QB for my rentals but wondering if there is a more efficient way?