I'm actually closing on a deal right now, where an agent is bringing me a buyer.

We ended up doing just that and found someone with better income and credit by waiting for it.On the topic of HELOCs, I'm actually looking into refinancing to pull out the sweat equity. 

Actually, they're on the way back tonight to meet me to sign the agreement.  

I actually offered on one which I thought was a good deal but after the inspection it turned out to be way too much for me to fix for my first deal.Many of the multifamily houses I am finding are going around 350-450k.  

I actually retired at 43 and have been working in DC since but that transition has taken a lot of getting used to.

Im excited, however, to be learning actually useful information about RE so it's not horrible.I joined BiggerPockets to follow along on discussions that I can relate to and learn from since I have no experience and don't really know anyone in this town.

I actually have a question for you.

Also, if you have acquired the line of credit but haven't actually withdrawn the funds most banks would still be OK considering that as a credible source of down payment without having the actual found in your account as cash.

Long story short I never got a chance to actually flip a house but a property owner offered me a gig screening tenants for his vacancies.

Are any folks here actually holding back on purchases given the early signs of a slowdown (especially high cost speculative markets like SF / NYC) or is this overblown?