You then formalize the deal with a standard purchase contract then assign or double escrow to the end buyer.

You can also allow them to sublet if person qualifies with your standards.

Debt Service Coverage Ratio is the gold standard by which banks lend. 1.2 or higher is the number to qualify at most banks.

I cut the standard 10% that I’ve observed on BP in half due to that fact.

We aim to buy and hold and accumulate about 4 properties through standard mortgages. 

Values are generally driven by interest rates, loan standards/government regulations, employment, inventory, and foreign investment.

Install a standard lowes neutral tile and replace the countertop to match.

The big banks, particularly the ones - like Chase, City & BofA - that got hammered in the mortgage crisis and the subsequent lawsuits, are not good options for anything other than the most standard and traditional of circumstances for mortgage lending.

If you don't mind me asking, was your purchase the standard 20% down or was it FHA?

The standard way to do it to save up the 20 or 25% (through income from a job or flips) and use that to hold.