The bank's mentality is that you have experience in the area where you are receiving income.

It's his back up plan.Doesn't that go against the "Burn the ships at sea" mentality?

I've read varying concerns about it ranging from no big deal its common to causes health issues.

(I doubt they have health insurance and looking at their teeth, dental is probably a vast mystery to them) I purchase workman's comp.

I am a physical therapist doing home health, and I have some experience in these areas.

Icky, yucky nuisance, but at least not a health threat.

This is about adopting a builder's mentality.

Stay in contact, situations change and if she starts having health problems and can't stay on top of them all maybe she'd feel the need to sell some.

VANTAGESCOREAmount of Recent Credit - 30%Consumer’s Payment History - 28%Utilization of Consumer’s Current Credit - 23%Size of Consumer’s Account Balances - 9%Amount of Consumer’s Available Credit - 1%VantageScore uses both a numerical range (501 to 990) for scores (similar to FICO) and a letter grade that is designed to better reflect a consumer’s credit health. 901 - 990 = A or Super Prime801 - 900 = B or Prime Plus701 - 800 = C or Prime601 - 700 = D or Non-Prime501 - 600 = F or High RiskThe VantageScore method is particularly useful for consumers with little credit history and those with prior negative actions against them but have good recent credit history.

The silver lining is the city now has the opportunity to go forward with a restructured debt load, restructured union contracts, restructured pension and retiree health care liabilities and with one person, the emergency manager in charge along with a bankruptcy judge, the ability to make decisive changes that the former leadership was unable to do.