@Jerry Bredesen Cheapest fix would be some nice flowers and plants to liven up the lawn.If you wanted to spend a little more, paint the house to get rid of that boring old brick color and give the house some pop.If you want to get crazy, I’ve always felt houses with tiny windows have poor curb appeal.

If you're thinking about conventional/bank financing, they'll look at your monthly expenses to determine what you can afford (rent + car/student loan payments, credit card payments, etc.).

I graduated from the University of North Texas (UNT) in May 2018 with a BBA in Finance, and I started my first full-time job as a commercial credit analyst in June.

I've been a Police Officer for about 15 years, I'm married and have 4 awesome tax credits.....er, children, and no pets.

You can collect applications but don't do the paid services like credit and background checks until you own the property. 

Their credit should be clean enough now to buy.

You might be able to find some 0% APR credit cards, but they typically balloon back up to 9% or 15% after the 'teaser period' is over.

There are these two modern tropes, one being that the rich are greedy, the other being that the poor are lazy. 

and all because credit markets froze solid..  

@Joey Cornelio definitely "rich dad poor Dad" if you haven't read it yet and also Donald Trumps "the art of the deal" are both fantastic books that can get you motivated and dedicated to real estate.