That's your security.If I am lending someone money for a property, you bet there's a deed of trust.

I used to buy using a HELOC and then refinance later.

You've now put in about $90K.Over the next couple months, you work with a traditional property lenders to refinance the property and take $80K out.

Commercial is always based on location.If a Wal-Mart, Lowes, Home Depot, Target, etc come into town you can bet that the value of the land is going to go up.The improvements to the property will go up with inflation because the cost of a 2x4 goes up so the cost to build or rebuild the improvement will go up because of this.Now when an area runs out of land that can be developed then the prices of land in that area sky rocket if it's desirable land.

You could then turn around and refinance to get your cash out and the ltv would be much lower.

I bet it is less than $100 unless they stocked up on frozen meat.

If you also buy at a good discount, you should be in a position to sell the house quickly or refinance if they did somehow exercise the due on sale.

Hello I was listening to Robert Kiyosaki and he was talking about holding on to property for cash flow and if the property value increases he would simply go to the bank an refinance.

Im willing to bet responses would go up.

Your best bet is to find one that is, and stick with them.