I think they are probably worth it if you have nice bathrooms and kitchens and don't want to open walls. 

It was worth $50k (three years later, so don't expect appreciation).

But it has been well worth it.

More on DSCR loans:DSCR loans are based off of down payment, credit score and either actual or market rents so it helps to supercharge an investor's real estate goals and net worth.

A successful investor's time may be worth hundreds of dollars per hour.

If you are interested, however, and are willing to communicate to landlords that you are new, but worth taking a shot on with some portion of their portfolios, maybe willing to compete on trust and earn into larger portfolios or bigger fees over time, you may consider reaching out to the team here at BP, and maybe there is a way to let those investors who are looking to support a new and up and coming business work with you.

Not worried about small or medium spikes , just something to protect us if there are hundreds of dollars used that shouldn’t be.Looked into splitting them and it just isn’t worth it right now.Would the best way be to just list utilities included upto a certain amount based on historical usage for electric(kwh) & gas(mcf) totals for a year?

It's worth noting that both counties aren't typically on the "wealthy" lists; in fact, often quite the opposite.

Offering something not typically done in your market won't generate a return. 

That if the property is worth $500k, and they are owed $100k, that if it sells at auction for $500k they get all the money6.