If they are VERY professional, they will have their processes in writing as verification that it is enforced equally and fairly by their entire staff. 6.

If they are VERY professional, they will have their processes in writing as verification that it is enforced equally and fairly by their entire staff. 6.

You can get into a house fairly cheap, and if you find the right deal you might be able to still live for free but without the hit to your social life. 

I am looking at places that are recently renovated, to well maintained, to needing significant work in multiple areas (anywhere in greater DMV).

I have no idea what the hold time of stock purchase is but aren't some companies fairly short?

Some hard money folks don't really care about each line item on the budget as long as you end up fairly close to the estimated total. 

Oh, and there are more homeless people on the street than ever before, to the point that all 15 districts of Los Angeles have agreed to take their fair share of homeless and house them on public lands.

The goal might therefore be a "fair" deal.

@Rob Bianco, we get some pretty good storms in KC, and hail is fairly common.

Here are some basics on the property.SFR RentalLong term (3yr) tenant pays $1350/mo + all utilities (tenant is local school superintendent)Owner possibly refinanced at $100k in 2003.26 acres2 /11 1/4 story capeWaterfrontDetached 1 1/2 story garageTown Assessed Value: $122,300Actual resale value: potentially around $150k Deeded access I have put in 10% management, 8% vacancy, and about 6% others (capex, maint, etc.)So here is what I would like to send his way for a seller financed offer with no money down: Seller financed at 5% (30 yr amortization) with a 5 year balloon payoff payment Balance payoff payment at 5 years (~$91,829) Early payoff <24 mos = 10 points ($10000)Early payoff >=24 mos <36 mos = 8 points ($8000)Early payoff >=36 mos <48 mos = 4 points ($4000)Early payoff >=48 mos <60 mos = 2 points ($2000)Option for buyer to extend payoff date up to 15 years (within 6 months of payoff date, at a cost of 2 points.)Buyer to pay all title, recording, transfer fees etc.Total Interest Paid (If paid in full at five year mark):$24,038Total Sales Price with interest (If paid in full at five year mark) : $124,038Keeping in mind that we make money on the purchase, I would like to offer a fairly low purchase price that would help me get my foot in the door, and continue to give him monthly cashflow and delayed capital gains.