Do you have the cash to rehab a property on top of the 20% down payment and closing costs?

Which neighborhoods are close to where you want to live? 

That's one of the major benefits of subbing it out- save your time and $ "learning" so you can focus on closing deals.

Off the cuff, I think an STR would do well being close to Red Rocks, but I don't know the # properties available in the area. 

DSCR would be an option, however, if you can qualify for a full a documentation loan your rate and terms (like your upfront closing costs and pre-payment fee that come with most DSCR options) are better with a full doc loan.

I’ve watched in youtube that some midterm rental landlords require a rental insurance or maybe not.  

It be able to close on them because they will see I have violations against the company that they then stick on all your assets.

I'm ready to buy and close, but I'm not desperate to jump on any deal that is thrown at me.

I'm not an expert in Athens to be honest.But I'd look mostly into areas close to the metro (underground) stations, and also into the high end areas...

The issue is that these loans undergo significant underwriting and can take up to 60 days to close which most sellers may not tolerate.