So if you were in my position, how would you use creative financing to build up to 10 properties in the next 3 years and not sell stock or touch retirement? 

Find a property in my home market and buy and hold it. 

Purchase price: $775,000 Cash invested: $250,000 Great deal on a property people were afraid of.

I've owned my property for nearly a year and a half, and obtaining zoning and building permits has been a nightmare.

I will say that I came across White Haven due to both Sam and Ben being active here on BP, and Rise48 through Dave Thompson.

I want to buy him out because the property has a 3% mortgage rate, has gained 100k in equity the last 4 years and cash flows 1k a month.

Do you own any properties yet?

I actually worked with a client in Phoenix not too long ago who was in a similar boat...trying to transfer their loan to a buyer looking to use the property as a primary residence.

Demand, quality of tenants, etc.According to my analysis should give a 12% CoC return but this is my first commercial property purchase just like some insight or if I should pursue other forms of commercial real estate. 

But I can still use an FHA loan and then transfer the property for $1 to obtain maximum protections of an LLC with maximum leverage.They are told this can trigger due on sale clause and will still will be paying transfer taxes based on the properties assessed value + deed prep, recording and misc. title expenses.