It can not visit a website and determine using emotions and logic and user intent to see which website is good.So it uses a mathematical scoring formula that will score certain metric and then at the end, it adds up all these metrics to assign a score to a website for a specific key phrase.Let me give you an example.Back in the day when we didn't have all the fancy technology in cars, you needed to go 20 MPH to take a bend in the road because of the limited suspension technology etc. etc.

I'm not as focused on credit score alone, as I am income, job history, rental history, questionnaire responses, interview, etc...

Most people here will tell you the theoretical text book versions of "steps how to make it".Honestly, that is great to  know but that is simply not going to get you far.

With such a great credit score I believe it would be easier for you to get a loan/re-finance if you bought the property in your own name.

At this point my credit score is not the best, not sure if that makes a difference.Suggestions?

Right now I have a 700 credit score and should be able to get it a little higher by March.

But unless you lied about credit score rate isn't really going to change.

Can me getting pre-qualified hurt my credit score..and up to how many lenders are allowed to run my credit in this period?

Now they have all the info they need, have two options to go with, and you can be the hero in both versions.

I did a CO/Smoke version in the basement where the boiler is.