Because the degree is mainly for my own education as well as a very basic backup, the prestige of the university was not much of a factor.

Rather confusing how a deal can go from good to bad, without any of the factors changing.

So, does that mean that I would need to take the $600 difference of actual ($1,800) and projected ($1,200) and factor that as an additional $50 p/m?

This could include mortgage or private lender payments, electric, heat, water and anything else that you pay during the time you own the property.How long it takes depends on many factors.

Probably not, so you need to factor that in.- Who is going to do the general upkeep of the property?

Luckily with commercial there tends to be less of an "emotional" or "fair market" factor to the valuation of the property in that valuation is often directly tied to it's cashflow performance so the bank will have a greater probability of not let you refi to a level that the property becomes a negative performer.

(No break to investors.) http://www.whitehouse.gov/news/releases/2007/12/20071220-6.html The derog will be reported to the bureaus as Score Factor Code #22--"serious delinquency, derogatory public record or collection."

I'm sure some places will see appreciation where there are factors that are driving job and population growth.

The automated systems are starting to allow these now IF and only if you look pretty strong other- wise......4) The Otherwise: 700+ FICO, strong verified assets: both liquid and ideally monthly cash flow.

Brian,I assume from your post that the house is not a factor in your divorce, and that it is all yours at this point?