I, as a landlord, could not get loss of use per advice from my State Farm agent, basically that option is not available as owner as far as State Farm is concerned. 

It should also look into demographic shift expectations and demand projections.

If you are hiring a GC that will be handling complex scopes of work, ask to visit one of their current projects.6.

I work in Construction Project Management and have found that way more people than I think have found an avenue into RE that has been supplemental income and even a hobby for them depending upon which route they took.

I cant recall the exact name it was something like a zero coupon bond.. and the setting we used it in was a new townhouse project that I was the broker on and it was not selling and the owner came up with this.. 

I will cycle through 1-3 new credit cards a year specifically around when I start a new project or need to do upgrades on an existing rental.

On projected current rates and Expenses based on NOI I got a valuation that is 50 - 55 % lower than the asking price which is based on comparable residential units in the area I was looking at ...  

Does your projected cash flow include debt service and other expenses after the refinance? 

Secondly, if this fails, he offers insurance through Equity Assurance that basically pay offs the underlying note through refinance.

You would likely get just as much value by just putting a fire pit or hammock or something up on the higher part of the property and that basically costs nothing.