I did recognize that "you start with the numbers" to decide if the property is even worth pursuing.

Hello Everyone,My employer is currently offering me a 401k plan with a 3% match, the only problem is that the vesting schedule does not recognize 100% of the company's match until 6 years has passed.

Everyone who thinks its easy, cheap or doable (as someone new into REI) usually gets proven wrong.I tried wholesaling on my own for a few months.

The one caveat I'll point out though, if the value of your first home decreases due to market conditions/changes, recognize that what you owe on the loan may be more then what the property is worth.

Do you know if the co-op will recognize you as the unit owner?

I advise starting with a property manager that has proven results and can help you learn.

That is your proven cash buyer right there.

Credit reports have already been proven to be a poor indicator because the formulas don't correlate with future performance. 

Finding cash buyers is the easiest part of this and can be accomplished by getting a list of all cash closings from your title rep, then locate the entity names that repeat in one year, there is your proven cash buyer.

I do recognize credit score, assets, LTV (the one where I am cashing out $1.75M will be at 70% LTV and is a quad), points/fees, etc. play a role in the rates, but your rate sucks.Also spending $4K to get $17K implies that you are paying 23.5% for your cash out prior to including the interests.