I’d love to learn the details & how to write the proper terms & agreements on a contract to ensure mutual success & protection.

When it comes to a commercial mortgage, do you just wait until a couple of months before the mortgage reaches the maturity date before looking into refinancing or do you start the process within a year before the maturity date?

My DTI is roughly 30% and I make a good 6 figures with my 9-5 plus day trading money so I know that I’ll be able to manage both mortgages, I just don’t know how or if I can go about financing this deal with little cash on hand.Any help or resources to look towards would be appreciated, thank you!

It's been steadily going up however, so I'm either looking for lenders who would do a HELOC once my credit score reaches the required number OR I'm also seeking private lender who would be willing to lend with a second position lien on the property for the renovation amount ($35k-$40k)I was working with a private lender but he proved to be unprofessional and not able to prepare the proper, legal documents.

BUT with a properly designed policy EVERY real estate investor, who qualifies for WL, CAN use it.So, in a roundabout way, yes, it is for every....single....real....estate investor.Appreciate the insight.

If you do some value add, you'll gain on sale plus have the benefit of having lived there for free for a little as the tenants paid your mortgage, and, there is no carrying cost while you do repairs or improvements - it's your primary home, so you're not losing anything by carrying that mortgage.

Reduced down payments are possible for multifamily buildings using financing options such as FHA loans, which are less expensive than traditional loans.Find local programs that can help with a down payment, look up programs in your region, get in touch with lenders or mortgage brokers in your area, and fulfill the eligibility requirements by attending homebuyer education workshops.

I can create a wyoming LLC that has 57 LLC's below it but the moment I finance that property guess what goes on that mortgage or deed of trust.

I would recommend reaching out to a mortgage broker that has a reputation of working with foreign investors. 

I should be able to qualify for a DSCR loan or conventional loan, but I see down the road that this could affect my DTI and make it difficult for me to get more mortgages in the future.I understand I could use a conventional investment loan and my parents could co-sign the loan to give me better terms, but does this remove the loan from my DTI?