@Ryan RushThere would be private lenders or hard money lenders; who can do a blanket loan; as a fixed DEBT funding; as a loan on the property.Some people go for EQUITY funding with private lenders. 

Private money.

Quicken does not sell notes to private investors.

Have you spoken with any private lenders about your property?

Private money loan How did you add value to the deal?

The payments for a partner/private lender over 3 years will be MUCH higher and decrease your flexibility if you find another property to invest in.As far as banks, shop around and make a new post on BP specifically asking for banks that do what you are looking for in your area (or Kansas City which is big and has lots of BP members).

We’re looking at private and hard money already.

I was planning to buy my first rental house at $300K with 50% down, and after just talking to a banker from Chase private client, there's seem to be a better way to do that.My current primary house:Value: 1100Kown: 560Krate: 3%, started at 08/2016 with 7/1 ARMInvestment house:Price 290KIf I take another loan for investment house, the rate would be 5.00 for 30 year fixed.

Semi private lenders will do this.  

Private lenders in the past have filled a whole (for example under $50k properties) where banks would not lend due to the cost of underwriting the loan and Dodd frank.