I converted my former primary residence to a rental due to employment relocation for about two years now. 

So my brother is about to graduate with his PhD in engineering and is looking to buy a MFH when he relocates for work.

The exception to this rule appears to be in the case of relocation or there is sufficient equity in the initial primary residence (vacated property used as rental) to protect against a default.

I'm also fairly new to the areas that I'm investing in CT since I relocated here from NY.  

Others don't want the responsibility of owning a home, or do not have careers stable enough to guarantee they won't have to relocate one or more times.

It's important to mention that I'm stuck in CT for at least another 9.5 years - at which point I plan to relocate to a less-taxed, smaller-government state.We have agreed that we are out of space at the Bunny Ranch (if my wife reads this, I'm dead), and have begun casually browsing for the next castle.

and were not preparing to relocate to PA?

Some may not know this, but in Seattle the owner also must apply for a Tenant Relocation License if you'll be giving a tenant notice due to a remodel.

After that time, if you have a qualified reason to relocated, you might be able to get a 2nd FHA loan in the new location.

If I can help you in anyway once you relocate here, feel free to contact me.Can't wait to have you as a Hoosier :-)