My main objective with this post was lending options other than my hard money lender to maximise the cash return to buy the next property.

My city has a limit on the amount of deposit I can charge. 2 months rent just isn't enough to cover the damage a dog could do, and I have no objective way to evaluate your dog's bad habbits.

Not only can you purchase more properties with less money, but your tenants are paying down your principle for you! 

My whole objective is to listen, learn, then apply what I have learned.

My end game is having enough passive income to cover living expenses, travel and giving/donation objectives I have.

THEN you pay the mortgage (principle and interest).

@Theresa HarrisOkay, I was just reading my lease document that I shared with tenants it says keep the walks and driveway free from dirt,debris,snow , ice and any hazardous objects.

I run the numbers and offer a price that fits my investment objectives.

However, since i'm putting such a small amount down, and my objective is to build equity over the long term (30yrs), should I be okay with CoC's in the 4% range? 

The principle doesn't change if you finance the rehab; the refi payment should cover your expenses.