I would loosen your equity to 70% so you can increase your mailing size.

How much of a rent increase? 

If not that will increase your All-in amount.What are you using for your Refinance loan amount?  

They are due for a rent increase that has not been completed by the previous owner.

What would be the least equity a wholesaler to take and make it into a deal taking into consideration 65-70% ARV - the repairs. 

But it may prevent you from borrowing more due to the increased debt to equity ratio. 

However, with increased popularity comes increased competition.

Here are the details45+ year old housenew a/c (6 years ago)New roof (last year)New electrical panel (6 years ago)New plumbing (this year) mostly new appliances (oven is old)New floors in about 60% of the houseThe numbers:Currently on a 30 year loan with 3.8% int.monthly payment is $1250Avg rent Comps are $1600 to $1800If I apply the 50% rule then it does not work, but taking into consideration that the main money drivers have been addressed would I still be in good shape if make the decision to not set aside as much for the expenses. does this make sense?

I do think that prices will drop as the Fed rate increases. 

If that's true, you may not see increases in rent or equity for quite some time.I also wonder if you have a reserve?