Account Closed thanks for the tips.

http://stockcharts.com/freecharts/yieldcurve.phpJust click animate..

Just hover your mouse over the avatar on our nav bar and click on the profile options link ( https://www.biggerpockets.com/profile/basics ) -- there you can change all your settings, upload a photo, and fill in your profile.Good luck!

Additionally I was going to use a tip from one of the books and settle on a price, then raise the offer ~2% (assuming it's still within the budget) and having the seller pay closing.

I appreciate the tip!

Does anyone have any tips for finding a mentor?

I'll definitely start out by bird dogging. my short term goal is to get as many tips and connections with ecperienced wholesalers as possible. thanks for your message. 

Are there any tips for researching a HOA rather than just asking the seller?

Play within your bank roll.If you have to get too creative then you probably aren't prepared for that level of play.Master your current game and build a large enough bank roll so you can tip toe to the next level. 

Instinctively, investors will begin to "click" my pages when it pops up.