We were told it was very difficult for Americans, let alone Canadians to find lenders willing to refi such a low value property.

Only three things hold their value in the American market during the Great Depression.

Imagine the generational wealth being built up in NZ wants to get a piece of American Pie returns. 

I primarily depends on American Sign Language or read.

But I also heard that after the board of directors changed and they hired the new executive director (who I met and is really great) that everything changed.

Go to census data american fact finder ...

https://www.idahostatesman.com/news/local/community/boise/article230370974.htmlCaldwell Urban Renewal Grant – American Food Equipment expansion at Sky Ranchhttps://www.idahopress.com/news/local/caldwell-urban-renewal-gives-nd-job-creation-grant-to-food/article_a3d5ff6d-a6f3-5ca1-8e5d-444350d71aca.htmlNew Downtown Mixed Use Project: https://boisedev.com/news/2019/05/14/5th-grove-apartments-boise/Potential New Distribution Company in Caldwell https://www.idahopress.com/news/local/firework-distribution-company-eyes-caldwell-property/article_da8ad0fb-6083-59e9-9234-4c544df98b0f.htmlOlder article but the project recently held a ground breaking ceremony: https://www.idahostatesman.com/news/local/community/west-ada/article222811955.htmlFurther info on Karcher Mall redevelopment: https://www.idahopress.com/news/local/california-company-buys-karcher-mall-plans-m-multi-purpose-development/article_b29c9b0c-b12f-54c7-898a-433d52db456b.htmlMajor Industrial Portfolio Acquisition: https://boisedev.com/news/2019/05/16/one-of-the-largest-deals-ever-new-firm-buys-big-portfolio-of-valley-buildings-and-land/Idaho Unemployment Remains Very Low: https://www.idahopress.com/news/local/idaho-unemployment-rate-under-for-th-month-in-a-row/article_4941e062-7de2-5b65-a205-60664a477106.htmlCaldwell Looking to Support Entrepreneurs Downtown: https://www.idahopress.com/news/local/caldwell-looks-to-potential-downtown-innovation-center/article_0d4226d7-706a-5b3f-9cd6-529b41b0d85e.htmlBrookings Industry Report shows some potential headwinds associated with the Boise area’s recent growth.

And a realistic timeline both to receive funding and to pay back funding.Depending on the Asset Class of your Properties (SFR, Multi-Family 1-4 and 5+ Units, Commercial), where they are located (Solid MSA or Rural America - NE Philly is probably a Solid MSA ), and your credit profile, there are products available in a wide range of term and rate that might work for you.  

Absolutely awful and I’ve seen this many times because they are good at selling you the job and their price is tempting, but completely incompetent executing it.

I believe that researching a certain niche in RE and executing what I learn will be the best thing for me.