I went to Bank of America just to ask a loan officer some simple questions on how I can set myself up to be easily preapproved when I decide to pull the trigger on a property.

If you are with a Fannie Mae loan then they have provision that allows you to transfer to a LLC without triggering the Due on Sale Clause.

You're already equipped with the right skills to get out of your comfort zone and pull the trigger to make it happen; you got this.Frankly put, real estate investing isn't rocket science and doesn't care what your career background is (not at least for the scope you're focusing on: small to medium multi-family). 

So an opportunity came up to buy some apartments, I finally decided to pull the trigger.

I’ve been in analysis paralysis for 2+ years and I felt like no matter how many podcasts I listened to or read, it would never be enough to pull the trigger.

As long as you and your wife are in a strong financial position where you could pull the trigger on either property, I believe the most important thing is that you just make an informed and calculated decision and run with it.

At the very least, this adds buffer and at it's best gives you options.3) Pull the trigger.

Germain act allows you to transfer some properties without triggering the due on sale clause.

I didn't want to be stuck into analysis paralysis that's why I pulled the trigger and bought a TK property just to get my feet wet.

Ie. certain return on equity, certain percent appreciation, certain market factors, combination of the above that would trigger you to sell or exchange in lieu of continued holding?