It's something that's obvious not taught in school, and not enough people understand what the power of money is.  

We've all seen the photos of school buses and cruise ships being cleaned and it's extensive.

I won't be buying any real estate anytime soon, I'll need to wait until I graduate from my military college.

My husband is a professor but won't get a summer school salary this year so I will qualify. 

He himself bought properties in 80s and in the 90s turned all of the lots into Apt buildings.In other words, the guy was really wealthy and go lucky to be in Williamsburg, one of the highest appreciating neighborhoods in all of America.This is more analogous to the Billionaire Robert Smith who paid off all of the loans for Graduates from Morehouse in his class, including their Parent's loans.Personally, I think if you are going to give Charity, give it to those that are struggling or at least give a Means Test to distribute the money so that you don't give it away to people that really don't need it as much as others that are struggling.Better to donate the money to a good cause than to arbitrarily give it to people whether or not they need it.

Among the things that ended up being required of me to build up my DTI: a). pay down all credit cards to zero, b) file for social security despite not needing it yet c) take my first 2 mos. withdrawals from my IRA (not needed yet either) d) two of my different SFR tenants have started "home preschools" which landlord is required to accept under Calif. law, and one was backed by a major corporation, but the loan had to be switched to a third property because the HUD (I think) guidelines which allow the lender to re-sell the loan won't allow for "care homes" or "pre-schools" on the property.  

Write off all costs as tuition in LL school. 

From schools to businesses that can thrive.

You can also do short term rentals focused on the graduation there at the base (although you might want to wait for Covid-19 to blow over!).  

In order to save money, and have insurance, she moved to Scotland last year to attend school.