I have excellent credit.

They agreed to owner financing along with a credit check; they want to know my terms?

- What type of credit do I need to get a mortgage loan? 

I have around 25k in cash and I have around 680 credit score (currently improving) with a part time job (20 hours/week).

The red rag barely moves at all when the cycle is running due to such a small amount of water and poor agitation, both of which you need to actually clean cloths and rinse out all the soap completely.

@Brian M Sweeney I just formed all this a week or two ago and have all my accounts and credit cards in the first businesses name.

However it states that the 2013, 2014 and 2015 taxes have been forfeited which I assume means sold. 2016 says no taxes sold.My brother is a massive degenerate and loser, his credit is already destroyed and he's filed for bankruptcy and owes over 400K to the IRS.

Income way more important than credit. 

Congratulations on getting yourself to the point where you know you want to invest in Real Estate - and also with a good amount of cash on hand for someone only 20 years old.Depending on your credit and job history, you could qualify for other type of loan programs, too.

I figure my credit card statement retains the transaction amount, so I figure that will cover me.