So this agent, after having 3-4 offers rejected, told me she didn't want to keep presenting offers unless I was going to start making "good offers."   

There are a lot of ways to make money in real estate just because you haven't done it that way yet doesn't mean other people aren't profitable. 

Most investors find its easier to save 10% of rent and keep at least 10k in cash.

You can get a 30-day blast and it tracks what you know best and feeds you less of those and more of what you keep missing.

I have decided to keep Kevin on the job to finish after he explained his side and proved to me that my money didn’t go to waste.

I always consider the value-proposition I offer nicer rentals because I want to attract and KEEP good tenants.

I'd just sell (or refinance out) of the original one to keep my entitlement intact.

Please feel free to do so and we will keep in touch.

I mean, that's why I stayed the course with them!

Fannie Mae's guidelines verbatim are as follows:Must be occupied by the borrower for some portion of the yearMust be suitable for year round occupancyBorrower must have exclusive control over the propertyMust not be rental property or a timeshare arrangement (this has the following disclaimer in the guidelines:  If the lender identifies rental income from the property, the loan is eligible for delivery as a second home as long as the income is not used for qualifying purposes, and all other requirements for second homes are met (including the occupancy requirement above).Cannot be subject to any agreements that give a management firm control over the OCCUPANCY of the propertyThis means that as long as you intend to occupy the property some portion of the year, you could absolutely rent it while you are not using it.