Randy,you can certainly get coverage in the Excess/Surplus lines. 

There will be a surplus of options. 

But that won’t work now—rent growth will soon come to a halt as overall inflation competes for tenant’s surplus income, and interest rates are increasing borrowing costs.  

The trustee shall apply the proceeds of the trustee’s sale as follows:(1)To the expenses of the sale, including the compensation of the trustee, and a reasonable charge by the attorney.(2)To the obligation secured by the trust deed.(3)To all persons having recorded liens subsequent to the interest of the trustee in the trust deed as their interests may appear in the order of their priority.(4)The surplus, if any, to the grantor of the trust deed or to the successor in interest of the grantor entitled to such surplus.

Eventually I will refinance the building and use the surplus cash to purchase another large commercial building.

That has pushed NOI forecasts higher and have kept cap rates low, despite higher borrowing costs.But inflation is competing for tenant’s surplus dollars, leaving less money to support continued rent increases.  

I bought it online as a surplus.

There's no indication that there will be a surplus of them.

You may be surprised at the fact it has a police force, an actual legal system, and a surplus of renters.You do realize that Michigan is not actually in Detroit, and that the suburbs are thriving?  

I tried it because I got a few of them in a surplus-sale packaged deal.