I'm partial to multi's, as they are limited in supply.

Limited supply.

I have a W2 person submit to not just examination of the W2; they supply the W2 (or a tax return that shows the W2 amount), recent pay stubs AND employment verification.

We bought a new home back then, with a variable rate, 40 year loan, with a starting rate in the teens!

That being the case, you need to become an expert on analizing the costs yourself.Here is what I would suggest: Spend many hours at Home Depot and/or Lowes to familiarize yourself with costs on typical rehab items such as flooring (carpet, tile, travertine, etc), toilets, bathroom vanities, sliding mirror doors, interior doors, baseboards, door casings, light fixtures (celing fans, etc) paint costs + paint supplies (tarps, brishes, rollers, etc), windows, sliding glass doors, kitchen cabinets and countertops, sod, trees, plants, bushes, ground cover, etc.

Again, you should only counter if the reduction in price is justified by necessary repairs.There are many variables to consider and I cannot accurately predict, at least without knowing the circumstances of this file, what the lender will or ill not do.

This question is pretty hard to answer because it depends on a number of variables and what your goal is with investing. 70% of "ARV" minus repairs is what is often quoted for FIX AND FLIP projects.

When you compare the cost of maintenance, supplies, and a dedicated line for a fax machine, the eFax is much cheaper.As far as faxing using Microsoft fax, you still have to have a phone line connected, whether it be dedicated or not.

But I dont think they MAKE the materials, so its gotta be one of those 2 companies that supplies them.

Standard supply / demand pushes prices up.